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Zakat Calculator (AED)

Zakat is 2.5% of your net savings, due when they stay above the nisab (the value of 85 g of gold) for a lunar year.

✓ Rules checked 9 Nov 2026
Your result

Enter your savings, gold and investments to see whether zakat is due.

How zakat is calculated

  1. Add up your zakatable wealth: cash, bank balances, gold and silver, investments and money owed to you.
  2. Subtract debts that are due now.
  3. If the result is above the nisab and has been for a full lunar year, zakat is 2.5% of it.

The nisab here uses the gold standard: the value of 85 grams of 24K gold. Some scholars use the silver standard, which gives a lower nisab.

Scholars differ on some assets, such as personal-use jewellery and retirement savings. For your own situation, ask a scholar you trust.

Common questions

What is the nisab for zakat?

The minimum wealth before zakat is due. Using the gold standard, it's the value of 85 grams of gold. The calculator uses the latest 24K rate.

How much zakat do I pay?

2.5% of your net zakatable wealth, if it has stayed above the nisab for a full lunar year.

Do I pay zakat on gold jewellery?

Scholars differ on jewellery worn for personal use. Ask a scholar you trust and include it if your school of thought requires it.

Sources

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This calculator gives an estimate for guidance only. It is not religious or financial advice.